Publication

The empirical relationship between access to financial services and growth is not well established, despite a range of theoretical literature hypothesising about the potential economic linkages. This is because of the lack of suitable data on access to financial services with which to examine the question until recently. This report summarises the findings of research by the Overseas Development Institute (ODI) which utilises relatively recent FinScope survey data from Kenya (where it is called FinAccess) and Tanzania to examine this question by looking at the impact of access to financial services on household investment.