House and contents underinsurance: Insights from bushfire-prone Australia

Author(s): Kate Booth, Chloe Lucas, Christine Eriksen, Eliza de Vet, Bruce Tranter, Shaun French, Travis Young, Scott McKinnon
Journal Title: International Journal of Disaster Risk Reduction
Publisher(s): ScienceDirect
Publication Year: 2022

As the climate changes, the role of house and contents insurance in managing risks is receiving more attention. However, there is concern that significant levels of house and contents underinsurance are placing individuals and communities at undue risk. Based on data provided by a multi-modal project about experiences of insured and uninsured households in bushfire-prone Australia, Kate Booth, Chloe Lucas, CSS' Christine Eriksen, Eliza de Vet, Bruce Tranter, Shaun French, Travis Young, and Scott McKinnon identify underinsurance as a complex phenomenon that is variably co-constituted at different scales.

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